2. Introduce tus datos de contacto: Teléfono, email, DNI, nombre, apellidos, sexo y fecha de nacimiento
3. Escanea tu DNI con tu móvil: Asegúrate de contar con una iluminación adecuada para que la foto tenga una buena calidad
4. Proporciona tu dirección fiscal: Si eres persona física deberás indicar la dirección de donde vives.
5. Especifica el IBAN de la cuenta asociada (Cuenta nodriza): Deberás introducir el IBAN de la cuenta desde donde realizarás tus ingresos. Por ejemplo, si tienes la intención de enviar dinero cada mes desde tu cuenta del BBVA a tu cuenta MyInvestor, entonces deberás introducir el IBAN de tu cuenta del BBVA.
6. Crea una contraseña: El usuario será tu DNI, por lo tanto, tan solo tendrás que crear una contraseña.
¡Eh Voilà! Ya tienes tu cuenta creada, pero aún no estará activa. Te llegará a tu email tu contrato, las bases de la promoción actual y el cuestionario KYC (conocimiento del cliente)
7. Activación de la cuenta: A continuación, te llegará un email titulado “Necesitamos saber algo más sobre ti” con el fin de cumplir con la normativa de prevención de blanqueo de capitales. Para ello, te solicitarán que les aportes la siguiente información en función a tu profesión:
- Trabajador ajeno: Última declaración de la renta (IRPF)
- Autónomo: Modelo de IVA 300 o 390
- Nacionalidad diferente a la española: Pasaporte
Una vez enviada toda la documentación solicitada, tu cuenta estará activa en un plazo de 48h. ¡Enhorabuena! 😉
Hola,yo soy cliente,tengo baelo y otro q invierte en 3000 empresas en todo el mundo.
Estoy contento son fondos para mi hija ya q yo prefiero acciones por dividendos.
Y de momento lo recomiendo ya veremos en el futuro.
Saludos
Hola Jose!
Baelo es un fondo muy interesante que también se puede encontrar en MyInvestor! Buena elección!
En un futuro estoy convencido que tu hija te lo agradecerá! 😉
Recuerda… Promediar el precio + largo plazo + paciencia = Alta probabilidad de éxito
Un saludo!
Hola Inversor Paciente,
Hace tiempo recomendaste DeGiro. Algún motivo concreto para cambiar a MyInvestor? Parece que DeGiro está cobrando por la liquidez.
Un saludo y enhorabuena por el blog!
Hola!
Degiro es perfecto para comprar ETF’s y acciones, y de hecho, lo sigo utilizando para la compra de ETF’s. Sim embargo, si quieres comprar fondos indexados, entonces te recomiendo el MyInvestor. Es perfecto para ello!
Gracias por tus palabras! 🙂
Un saludo,
Hola!
alguna opinión al comparar el roboadvisor de myinvestor frente al de Indexa Capital? qué tendriamos que mirar para decidir?
Hola don.tributo,
Las carteras que te ofrecen ambos roboadvisor son muy parecidas, por no decir que son casi idénticas. Por lo tanto, yo me fijaría en la comisión que te cobra cada uno.
Hasta donde yo sé y si no ha cambiado (compruébalo por ti mismo), creo que MyInvestor cobra un comisión algo menor que Indexa. Por lo tanto, si eres inversor a largo plazo es algo a tener muy en cuenta.
Un saludo,
Hola, gracias por tu exhaustivo análisis. He abierto una cuenta en Myinvestor y me ha llamado la atención que el fondo de Fidelity que replica el SP 500 tiene un 0,06% de gastos, mucho menos que el de Vanguard que tiene un 0,10%. Me gustaría saber tu opinión, te decantarías por el mas barato o incluso así optarías por el Vanguard? Un saludo.
Hola Alfredo,
Sinceramente la diferencia entre las comisiones es mínima y tiene un muy bajo impacto para una cartera < 100.000 EUR. Otra cosa es si habláramos de millones 😛 He mirado el portfolio de ambos fondos y son casi similares, tienes unas pequeñas diferencias. Por lo tanto, yo invertiría en el fondo cuyo portfolio te guste más. Te paso el enlace de los portfolios de ambos fondos para que le puedas echar una ojeada 😉 - Portfolio Fidelity: https://www.fidelity.lu/funds/factsheet/IE00BYX5MX67/tab-portfolio
– Porftolio Vanguard: https://www.vanguardinvestments.dk/portal/instl/dk/en/product.html#/fundDetail/mf/portId=9842/assetCode=equity/?portfolio
Espero haberte resuelto tu duda!
Un saludo
PD: Perdona por la estructura de la respuesta, pero el editor no me deja cambiarla…
Hola, muchas gracias por responder tan rápido, pues la verdad es que no se que hacer, los estoy comparando y realmente las diferencias son mínimas, en principio hubiese ido directamente a por Vanguard donde ya tengo otros fondos pero como decía en mi mensaje me llamó la atención la tan baja comisión de este fondo en concreto de Fidelity.
Esta claro que Vanguard es una grandísima gestora, pero quizás sea interesante diversificar en cuanto gestora, y más, si el fondo Fidelity tiene un menor TER
Ya me dirás qué decisión has tomado finalmente! 😛
Un saludo Alfredo!
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